Tips, Tricks & Tactics: Best Uses for Points and Miles Other than Travel

So, this is a tricky subject. Especially when the answer is usually: nothing. Points and Miles (that are not strictly cash back) are generally best used for travel to achieve maximum value. But sometimes there are opportunities and exceptions.  Because sometimes a gift from 1800-Flowers just isn’t enough.

Let me give you a few examples:

On the top of the list is Chase Ultimate Rewards (UR) Points. These (flexible) points can be redeemed for cash on a 1:1 ratio. So if you have 100,000 UR points, you have $1,000 cash (or $1,000 in gift cards). This is fine in a pinch, but you can easily squeeze $0.015-0.02+ out of each point (for a $1,500-2,000 value). Continue reading “Tips, Tricks & Tactics: Best Uses for Points and Miles Other than Travel”