Tips, Tricks & Tactics: Best Uses for Points and Miles Other than Travel

So, this is a tricky subject. Especially when the answer is usually: nothing. Points and Miles (that are not strictly cash back) are generally best used for travel to achieve maximum value. But sometimes there are opportunities and exceptions.  Because sometimes a gift from 1800-Flowers just isn’t enough.

Let me give you a few examples:

On the top of the list is Chase Ultimate Rewards (UR) Points. These (flexible) points can be redeemed for cash on a 1:1 ratio. So if you have 100,000 UR points, you have $1,000 cash (or $1,000 in gift cards). This is fine in a pinch, but you can easily squeeze $0.015-0.02+ out of each point (for a $1,500-2,000 value). Continue reading “Tips, Tricks & Tactics: Best Uses for Points and Miles Other than Travel”

Tips, Tricks and Tactics: Eating Your Way to Points and Miles

First thing, I’m a real hardcore food snob (and T is getting there). So hardcore, I would rather eat Zippy’s or Jack in the Box or home lunch for 364 days just so I can go to a super awesome place on day 365. There, I admit it. Now the healing can begin (by sending me to Japan)!

Prelude aside, let me introduce you to Carval Cafe, located at Waterfront Plaza (née Restaurant Row). It’s convenient for me at lunch and they serve a decent plate lunch — maybe 2 or 3 notches above your regular one.

Continue reading “Tips, Tricks and Tactics: Eating Your Way to Points and Miles”