Review: American Express Blue Business Plus

Yeah, it’s been another long while since I posted. But this card’s initial bonus is expiring soon and it’s too good a card not to make people aware. First thing to point out: this is a business card. I haven’t addressed business cards before because they’re a little tricky and you must have a registered business (including a sole proprietorship) to qualify for the card. If I keep posting, I’ll explain a little more about the idiosyncrasies of business cards. But, let’s start at the top, shall we?

American Express Blue Business Plus (20,000 points bonus link)

American Express Blue Business Plus. Image Credit: courtesy of American Express.

Continue reading “Review: American Express Blue Business Plus”

Tips, Tricks & Tactics: Best Uses for Points and Miles Other than Travel

So, this is a tricky subject. Especially when the answer is usually: nothing. Points and Miles (that are not strictly cash back) are generally best used for travel to achieve maximum value. But sometimes there are opportunities and exceptions.  Because sometimes a gift from 1800-Flowers just isn’t enough.

Let me give you a few examples:

On the top of the list is Chase Ultimate Rewards (UR) Points. These (flexible) points can be redeemed for cash on a 1:1 ratio. So if you have 100,000 UR points, you have $1,000 cash (or $1,000 in gift cards). This is fine in a pinch, but you can easily squeeze $0.015-0.02+ out of each point (for a $1,500-2,000 value). Continue reading “Tips, Tricks & Tactics: Best Uses for Points and Miles Other than Travel”