Review: Marukai Premium JCB Card (Hawaii)

Marukai is a chain of Japanese supermarkets with 12 stores across the U.S. It has a partnership with JCB, a Japanese credit card company, and together, they released this card especially for the Hawaii and California markets. This is the best cash card you can get, period. And, lucky you, if you live in Hawaii (or California), you are eligible to receive it. It’s not all positives, but it’s essentially a 3% cash back card. And that’s the whole enchilada — or bento, if you will.

Marukai Premium JCB Card (Hawaii)

Marukai Premium JCB Card. Photo Credit: courtesy of JCB and Marukai.

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The Basics: an Introduction to the Major Credit Card Players


Credit cards have had a short but vital life in the US (and world) economic landscape. Not until 1958, with Bank of America’s Bankamericard, was a revolving credit financial system issued by a third-party bank finally established (to later become VISA in 1976). Things really took off from there. MasterCards’ early ancestor, Master Charge, popped up in 1966. Then Discover was introduced by Sears in 1986. And American Express introduced their first credit card in 1987 (after many years of being a charge card issuer where balances have to be paid in full every month). While I’m probably skipping over various important points in credit card history (which you’re not here for), here’s where the industry currently stands: Continue reading “The Basics: an Introduction to the Major Credit Card Players”

Expiring 12/31: JCB Credit Card Bonus Cash Back Offer

2nd UPDATE, 1/4/2017: I got a call today from a JCB customer service representative and had a nice, long chat. She explained that JCB rejected my attempted purchase because I hadn’t made one in a while. She also cautioned me, believe it or not, to make smaller transactions so that they won’t be denied. That being said, she extended the promotional offer until January 11 so that I still had the opportunity to earn up to $100 with their promotion. How can I say no to that?

UPDATE, 11/30/2016: I’ve tried two different places to spend $1,000 on this card tonight and the transaction has been electronically rejected. One was a electronic merchant services issue, and the other, I’m not sure. The woman at the register mentioned that another customer’s JCB card was rejected earlier that evening. JCB is a very small, technologically-deficient operator in this country and even up to a few years ago only accepted account payments by checks and not electronic funds transfer. In this case, all that worked against me. Even customer service was closed and won’t be open until the New Year. I guess I’m down a $100 bonus (or up $1,000, depending on your perspective).

Let’s start this off with a really obscure one. For the almost none of you that have a US-issued JCB card, they’re running a limited time bonus cash back campaign. For purchases with transaction dates between December 16-31, JCB will credit your account with additional cash back awards: Continue reading “Expiring 12/31: JCB Credit Card Bonus Cash Back Offer”