Review: (Chase) IHG Rewards Club Select Credit Card

This is arguably one of the best hotel cards you can get. Your initial spending bonus will be modest, and your earning potential will be modest. But for your paid annual fee of $49 (also modest), every year after your first, you will get a free night at any IHG property in the world. This includes InterContinental Resort & Spa Moorea, The Willard InterContinental in Washington D.C., InterContinental Paris Le Grand, InterContinental London Park Lane, and InterContinental Tokyo The Strings. In tandem with another IHG card, you and your partner got yourself a special getaway weekend, every year, for $98. Boom. But let’s take a deeper dive, shall we?

(Chase) IHG Rewards Club Select Credit Card

(Chase) IHG Rewards Club Select Credit Card. Image Credit: courtesy of Chase and IHG.

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Review: Chase Hyatt (VISA Signature) Credit Card

Hyatt has some nice hotels. I mean, super nice. The chain has a fairly small footprint, with only 679 properties as of late 2016, but I’m fairly confidant you can find an aspirational hotel to stay at if you tried hard enough. And this credit card gets you two free nights at any Hyatt property in the world (we’re talking $500+ a night). Sound good? Read on.

Chase Hyatt (VISA Signature) Credit Card

Chase Hyatt (VISA Signature) Credit Card. Image Credit: courtesy of Hyatt and VISA.

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The Basics: an Introduction to the Major Credit Card Players

 

Credit cards have had a short but vital life in the US (and world) economic landscape. Not until 1958, with Bank of America’s Bankamericard, was a revolving credit financial system issued by a third-party bank finally established (to later become VISA in 1976). Things really took off from there. MasterCards’ early ancestor, Master Charge, popped up in 1966. Then Discover was introduced by Sears in 1986. And American Express introduced their first credit card in 1987 (after many years of being a charge card issuer where balances have to be paid in full every month). While I’m probably skipping over various important points in credit card history (which you’re not here for), here’s where the industry currently stands: Continue reading “The Basics: an Introduction to the Major Credit Card Players”

(Expiring) Review: Chase Sapphire Reserve VISA Infinite

Multiple outlets are reporting that the most sought-after travel credit card, the Chase Sapphire Reserve VISA Infinite, is reducing its online application bonus on January 11, from 100,000 to 50,000 Ultimate Rewards (UR) points. In-branch applications will be accepted until March 12. This card and its promotion has proven so popular that Chase reported its profits dropped by $200-300 million in 4Q 2016 and that breakeven on its investment won’t be for 5 1/2 years!

Chase Sapphire Reserve VISA Infinite. Image Credit: courtesy of Chase and VISA.

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