Review: Discover It Card

If you were looking for a starter card, here it is. The Discover It Card is a cash back card with no annual fee and almost anyone with little or no credit history (especially students) may be accepted. They also give you the opportunity to double up all your points in the first year. Of course, it’s a Discover Card so there are some limitations on who will accept it for payment (especially internationally). But let’s take a look under the hood.

Discover It Card

Discover It Card. Image Credit: courtesy of Discover.

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Review: Marukai Premium JCB Card (Hawaii)

Marukai is a chain of Japanese supermarkets with 12 stores across the U.S. It has a partnership with JCB, a Japanese credit card company, and together, they released this card especially for the Hawaii and California markets. This is the best cash card you can get, period. And, lucky you, if you live in Hawaii (or California), you are eligible to receive it. It’s not all positives, but it’s essentially a 3% cash back card. And that’s the whole enchilada — or bento, if you will.

Marukai Premium JCB Card (Hawaii)

Marukai Premium JCB Card. Photo Credit: courtesy of JCB and Marukai.

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Expiring 12/31: JCB Credit Card Bonus Cash Back Offer

2nd UPDATE, 1/4/2017: I got a call today from a JCB customer service representative and had a nice, long chat. She explained that JCB rejected my attempted purchase because I hadn’t made one in a while. She also cautioned me, believe it or not, to make smaller transactions so that they won’t be denied. That being said, she extended the promotional offer until January 11 so that I still had the opportunity to earn up to $100 with their promotion. How can I say no to that?

UPDATE, 11/30/2016: I’ve tried two different places to spend $1,000 on this card tonight and the transaction has been electronically rejected. One was a electronic merchant services issue, and the other, I’m not sure. The woman at the register mentioned that another customer’s JCB card was rejected earlier that evening. JCB is a very small, technologically-deficient operator in this country and even up to a few years ago only accepted account payments by checks and not electronic funds transfer. In this case, all that worked against me. Even customer service was closed and won’t be open until the New Year. I guess I’m down a $100 bonus (or up $1,000, depending on your perspective).

Let’s start this off with a really obscure one. For the almost none of you that have a US-issued JCB card, they’re running a limited time bonus cash back campaign. For purchases with transaction dates between December 16-31, JCB will credit your account with additional cash back awards: Continue reading “Expiring 12/31: JCB Credit Card Bonus Cash Back Offer”