Expiring 12/31: JCB Credit Card Bonus Cash Back Offer

2nd UPDATE, 1/4/2017: I got a call today from a JCB customer service representative and had a nice, long chat. She explained that JCB rejected my attempted purchase because I hadn’t made one in a while. She also cautioned me, believe it or not, to make smaller transactions so that they won’t be denied. That being said, she extended the promotional offer until January 11 so that I still had the opportunity to earn up to $100 with their promotion. How can I say no to that?

UPDATE, 11/30/2016: I’ve tried two different places to spend $1,000 on this card tonight and the transaction has been electronically rejected. One was a electronic merchant services issue, and the other, I’m not sure. The woman at the register mentioned that another customer’s JCB card was rejected earlier that evening. JCB is a very small, technologically-deficient operator in this country and even up to a few years ago only accepted account payments by checks and not electronic funds transfer. In this case, all that worked against me. Even customer service was closed and won’t be open until the New Year. I guess I’m down a $100 bonus (or up $1,000, depending on your perspective).

Let’s start this off with a really obscure one. For the almost none of you that have a US-issued JCB card, they’re running a limited time bonus cash back campaign. For purchases with transaction dates between December 16-31, JCB will credit your account with additional cash back awards:

  • Spending of $300 to <$500, $30 cash back
  • Spending of $500 to <$1,000, $50 cash back
  • Spending of $1,000+, $100 cash back

If you’re doing the math, if your spending during the transaction period is exactly $300, $500 or $1,000, you’d be getting a 10% cash back bonus on top of whatever reward JCB regularly provides. For the Marukai Premium JCB Card (available only in Hawaii and California), that’s 1-3% cash back.

Marukai Premium JCB Card. Image Credit: courtesy of JCB and Marukai.

I’m thinking a $1,000 purchase of gift or prepaid debit cards (for time-shifted spend when it’s needed) would earn you an extra $100, minus any finance charges or fees.

Certain transactions may not apply. JCB cards are accepted at all (brick-and-mortar) merchants that accept Discover cards.

I’ll detail the (excellent cash back) Marukai Premium JCB card some other time; this Quick Pick was posted because the offer is expiring soon.

Questions, Comments or Criticisms?